WILLIAMSON – James Ryan Holyfield, 24 from Wharncliffe, was arrested on felony charges for fraudulent schemes by TFC J.D. Matheny from the West Virginia State Police (WVSP).
According to a criminal complaint, between the approximate dates of Oct. 29 2015 and Dec. 22 2015, Holyfield entered the One Stop Convenience store located on the top of Horsepen Mountain on multiple occasions and made several fraudulent credit card type transactions, receiving goods and prepaid Visa Cards totaling approximately $11,893.72.
The credit card used by Holyfield was provided to him by his insurer, Blue Cross Blue Shield for the purpose of making deductible payments on medical visits. Upon purchase, Holyfield would provide the four digit approval code (Pin Number), the clerk would swipe the card and it would appear to the clerk as if the transaction had been completed successfully; however, no monies were ever received by One Stop from the credit card company, as it was not an actual credit card used for day to day purchases.
Separate criminal complaints filed in relation to the fraudulent scheme conducted by Holyfield during the previously stated time frame reveal that Holyfield allegedly entered the One Stop on at least five occasions and conducted transactions with the card.
A criminal complaint states that on or about Nov. 11 2015, Holyfield entered the One Stop and purchased $414.94 worth of goods. Another criminal complaint explains that on or near Nov. 16 2015, Holyfield again entered the One Stop and purchased an additional $333.19 worth of goods.
The scheme allegedly continued during December. A criminal complaint states that on or near Dec. 6 2015, Holyfield entered the One Stop and purchased $814.98 worth of goods. Another criminal complaint states that Holyfield purchased an additional $433.48 worth of goods on or about Dec. 11, 2015. A few days later, on or about Dec. 14 2015, Holyfield entered the One Stop and made an additional purchase of $832.14 worth of goods.
The criminal complaint explains that a delay in the discovery of the scheme was partially due to the fact that when the card was swiped and approval code entered; the transaction would knock the credit card machine offline. The machine being knocked offline prevented any transactions to the credit card company as well as to the banking account of the One Stop.
During an interview, Holyfield stated to the officer that he knew he was misusing the card and that he was aware that the card was not intended to be used for such purchases.
All information in this article was obtained by use of criminal complaint which is public record. A criminal complaint is merely an accusation and those named should be considered innocent until proven guilty